Vickie Fageol
Dual-Licensed REALTOR® & Mortgage Loan Officer
NMLS# 2624533 | CA DRE# 01423274 | Serving San Diego, Orange & Riverside Counties
With 22 years in real estate and 3 years as a Mortgage Loan Officer, Vickie offers something most agents and lenders can't: a single, integrated conversation about the total cost of homeownership — price, loan structure, rate, taxes, and insurance — all from one trusted expert. No hand-offs. No mixed messages. No surprises.
"Clarity. Strategy. Results — fully illuminated from start to close. With me, you will never feel in the dark."
MEET VICKIE
Originally from Los Angeles, Vickie's life is rooted in family and faithful companionship — 36 years of marriage, two children, a chocolate Labrador, and a Maine Coon. When she's not closing deals, you'll find her out on the water kayaking, or volunteering with pet rescue and various real estate organizations.
Before real estate, Vickie built her career as a small business owner and as a Systems Programmer — backgrounds that instilled the discipline, analytical thinking, and operational rigor she now applies to every client transaction.
As a REALTOR®, Vickie works in residential sales with an emphasis on senior homeowners, divorces, probates, REOs, and first-time homebuyers. She works closely with distressed homeowners to help them understand their options, and is a Broker/REALTOR® friendly to investors.
Her industry leadership runs deep. Vickie has served as a Broker Associate, New Agent Recruiter, and Mentor at Coldwell Banker West in San Diego — where she recruited and mentored newly licensed agents in negotiation, building and nurturing relationships, marketing, time management, accountability, and contract comprehension. She implemented an internal real estate school for new agents at the brokerage. She has also served as Broker of Record and Interim Team Leader at KW La Mesa, and as Broker of Record at Windermere Pacific Coast Properties.
Vickie has served on the Board of Directors of the California Association of REALTORS® and the Greater San Diego Association of REALTORS®, on the Ambassador Foundation (a nonprofit dedicated to combating real estate fraud), and on the State Leadership Team of the Women's Council of REALTORS® — including serving as President of the San Diego chapter in 2013. She is a member of the Council of Residential Specialists (CRS), and is currently part of the Whissel Beer Team at eXp — the #1 real estate team in San Diego.
Why add the mortgage license? Vickie wanted to deliver the very best possible service to her clients — and offering more services makes that possible. The result is a single, integrated conversation about the full cost of homeownership, with no hand-offs and no surprises.
EXPERTISE. STRATEGY. INTEGRITY.
Vickie's leadership in the industry — including service on the Board of Directors of the California Association of REALTORS® and as Past President of the Women's Council of REALTORS® San Diego — translates directly into smarter, faster results for her clients across San Diego, Orange, and Riverside counties.
- 22 Years of Real Estate Mastery
- Dual-Licensed: Agent + Loan Officer
- Investor-Friendly REALTOR®
- C.A.R. Board of Directors Member
- Past President, WCR San Diego (2013)
- Council of Residential Specialists (CRS)
- Available Evenings & Weekends
- 1-Hour Response Time
THE FAGEOL ADVANTAGE.
One Integrated Conversation
Most agents talk only real estate. Most loan officers talk only financing. Vickie connects both — so you understand the full picture: price, loan, rate, taxes, and insurance.
Strategic Lending
Conventional, FHA, VA, and DSCR/Investor loans — financing matched precisely to your goals.
Tri-County Authority
Decades of experience across San Diego, Orange, and Riverside counties — with industry leadership to match.
Honest Data, Honest Picture
When buyers expect more power or sellers expect higher value, Vickie shares the data so you can make decisions with a clear, honest picture.
WHO I SERVE
Vickie's ideal client is well-informed, asks questions when they're not sure, shares their concerns openly, and stays open and flexible to options. Whether you're a first-time buyer or a seasoned investor — across all of life's transitions — she's built a career around delivering thoughtful, expert guidance.
LOAN PRODUCTS OFFERED
Conventional
Flexible options for buyers with strong credit and stable income.
FHA
Lower down payment options ideal for first-time buyers and growing families.
VA
$0 down financing for veterans, active military, and eligible spouses.
DSCR / Investor
Qualify based on rental income — perfect for building or expanding an investment portfolio.
HOW THE PROCESS WORKS
Discovery
Define your goals and total budget
Pre-Approval
Verify buying power with precision
Home Search
Focused searching with financing ready
Underwriting
Efficient, transparent processing
Closing
Timely completion and key delivery
WHAT CLIENTS SAY
"Vickie is an exceptional real estate professional and person. I have gone through 4 transactions with her. Let's face it, it is difficult to buy or sell a home. There always seems to be a wrinkle or two in every transaction. With Vickie you can count on a straightforward, calm, and experienced reaction to these wrinkles, which I deeply appreciated! She's the best!"
"Vickie is such a professional yet there is such a comfortable ease in her overall approach. I could not have gotten through this process without her help and guidance. I would recommend Vickie Fageol not just to buyers but also to sellers. Highly-qualified, highly-rated and highly professional."
"Vickie was professional and thorough and kept us informed the entire transaction — we never had a time when we didn't know what was going on. The transaction was smooth and easy, and we would definitely recommend her."