John Nicholas Baskin
Dual-Licensed REALTOR® & Mortgage Loan Originator
NMLS# 2731172 | TREC# 507859 | Serving East Texas
With 25 years of experience as both a REALTOR® and a Mortgage Loan Originator, John Nicholas Baskin — known to clients as Nick — brings a depth of knowledge to East Texas real estate that few professionals can match. By holding both licenses personally, Nick eliminates middlemen — giving every client his direct attention from application all the way through closing.
"I get it done. — Less middlemen. More attention. Real results."
MEET JOHN NICHOLAS BASKIN
John Nicholas Baskin — known to clients as Nick — is a 25-year veteran of both the real estate and mortgage industries. Before stepping into real estate and lending, Nick worked in general contracting and home building — a background that gives him a uniquely practical understanding of every property he touches, from foundation to financing.
Nick added his dual license for one reason: to serve his clients better with fewer middlemen between them and their goals. By handling both the real estate and the financing personally, he's able to give every transaction the attention it deserves. His promise to clients is simple and direct: I get it done.
EXPERIENCE. ATTENTION. RESULTS.
Nick handles your real estate search and your financing personally — no hand-offs, no surprises, no middlemen between you and the closing table.
- 25 Years of Real Estate Experience
- 25 Years in Mortgage Lending
- Background in General Contracting & Home Building
- Direct Service — No Middlemen
- Available Nights & Weekends
- 30-Minute Response Time
THE BASKIN ADVANTAGE.
25 Years on Both Sides
A quarter century of real estate and 25 years in mortgage lending — Nick has seen every market, every loan type, every scenario.
Builder's Eye
A general contracting and home building background means Nick understands properties from the ground up — not just the paperwork.
No Middlemen
Nick personally handles both the real estate and the financing — fewer hand-offs, fewer delays, more attention on you.
30-Minute Response
Available nights and weekends, with a 30-minute typical response time. When you need answers, Nick gets back to you.
WHO I SERVE
Nick's focus is everyone who needs to buy, sell, or refinance in East Texas. He works the full spectrum — from first-time homebuyers to seasoned investors and self-employed business owners — bringing 25 years of dual-sided expertise to every transaction.
LOAN PRODUCTS OFFERED
Conventional
Flexible options for buyers with strong credit and stable income.
FHA
Lower down payment options ideal for first-time buyers and growing families.
VA
$0 down financing for veterans, active military, and eligible spouses.
DSCR / Investor
Qualify based on rental income — perfect for building or expanding an investment portfolio.
Bank Statement
Smart solutions for self-employed borrowers and business owners using bank statements instead of W-2s.
Construction
Build-to-own financing — Nick's home-building background brings real-world insight to construction loans.
Refinance
Rate & term and cash-out refinance — lower your rate, shorten your term, or access your equity.
YOUR PATH TO THE KEYS
Discovery
Define goals and moving timeline
Pre-Approval
Swift verification of your buying power
Home Search
Shopping confidently with financing aligned
Underwriting
Streamlined processing via Direct Rate
Closing
Fast completion and delivery of your keys
REQUEST CONSULTATION
(936) 329-5582
nicholas.baskin@directrateusa.com
DirectRate, LLC | NMLS# 2731172 | TREC# 507859
Equal Housing Opportunity
