Dan McKinney

Dan McKinney

Florida Real Estate Broker, Instructor & Mortgage Loan Originator

NMLS# 2837825  |  FL Broker# BK3172314  |  Serving St. Johns County & Jacksonville, FL

35 Years in Real Estate 7 Active Licenses U.S. Army Veteran

Daniel "Dan" McKinney is a Jacksonville native and one of Northeast Florida's most credentialed real estate professionals. With 35 years of experience and an uncommon breadth of credentials — spanning brokerage, instruction, and mortgage origination — Dan delivers a depth of expertise, and a level of access, that almost no other agent in the market can match.

"Anticipate and Deliver. Be Exceptional! — On time, responsible, and a real listener. I find my customers the perfect home through education, information, and support — never pressure."

Move-Up Buyers Veterans & Military (VA) Relocation Clients First-Time Homebuyers Luxury & High-Net-Worth

MEET DAN McKINNEY

Daniel "Dan" McKinney is a Jacksonville, Florida native who has spent his life serving his community — first in uniform, and now as one of Northeast Florida's most credentialed real estate professionals. Dan is a dedicated husband, father, and grandfather, with deep family roots in the area he serves.

Before real estate, Dan served in the U.S. Army and the Department of Defense as an Air Traffic Controller — a career that required exceptional focus, calm under pressure, and the ability to manage complex moving parts in real time. Those instincts now define how Dan handles every real estate transaction.

With 35 years in real estate — making him one of the most experienced agents you'll meet — Dan has also built a portfolio of complementary credentials that gives his clients access to an entire ecosystem of expertise through a single trusted professional.

When Dan represents a buyer, he shows up to every showing with a series of professional home inspection tools — getting a real read on the property BEFORE an offer is written and earnest money is deposited. This saves his clients from paying for an "official inspection" until contractually required. When he represents a seller, he is the single point of contact from start to finish. And one promise Dan makes to every client: "When you call me, you talk to me. No voicemail jail."

Dan added his Mortgage Loan Originator license to streamline the journey from pre-approval to closing. With direct access to the processor and underwriter — without waiting on another MLO to relay information — he can move deals forward faster and protect his clients' timelines.

Outside of work, Dan stays sharply tech-savvy and gives back through one of the most meaningful hobbies of any agent we work with: community Search & Rescue / Recovery work using Sonar and FLIR (thermal imaging) technology to help find missing people and lost pets across the area. The same skills that make him exceptional at real estate — precision, patience, and the will to find what others miss — show up everywhere in his life.

Now in his 60s, Dan stays active in real estate because he genuinely loves it. He never pushes and never pressures — only educates, informs, and supports his clients' decisions. His past clients become lifelong friends who frequently refer their family, and that's exactly the kind of business he's spent 35 years building.

SEVEN ACTIVE LICENSES, ONE TRUSTED EXPERT

For the benefit of every buyer and seller he represents, Dan continuously maintains seven licenses — all of which connect directly or indirectly to the real estate process. This isn't résumé padding; it's how Dan gives his clients access to an entire ecosystem of expertise without making them hire seven different professionals.

LICENSE 01

Sales Associate

Florida real estate sales agent

LICENSE 02

Broker Associate

Florida real estate broker level

LICENSE 03

FL Real Estate Instructor

Teaches the field professionally

LICENSE 04

FL LCAM

Community Association Manager

LICENSE 05

FAA Part 107

Licensed drone pilot

LICENSE 06

Life Insurance

Family protection planning

LICENSE 07

Mortgage Loan Originator

Direct lending & pre-approvals

EDUCATE. INFORM. SUPPORT.

Dan coordinates your real estate transaction and your financing as a single trusted point of contact — combining 35 years of brokerage expertise with a no-pressure, education-first philosophy that turns clients into friends.

  • 35 Years in Real Estate
  • Florida Real Estate Broker & Instructor
  • Professional Inspection Tools at Every Showing
  • Immediate Response — No Voicemail Jail
  • Available Nights & Weekends

THE McKINNEY ADVANTAGE.

35 Years of Mastery

Three and a half decades in real estate — Dan has navigated every market condition and every kind of transaction with steady, calm expertise.

U.S. Army Veteran

Served as an Air Traffic Controller — focus, calm under pressure, and managing complex moving parts in real time are second nature.

No Voicemail Jail

"When you call me, you talk to me." Immediate response — no answering services, no callback queues, no chasing.

Inspection Tools On-Site

Dan brings professional home inspection tools to every showing — getting a real read BEFORE an offer is written, saving you money before earnest money is paid.

WHO I SERVE

Dan's ideal clients are people who know what they need and can communicate it effectively — people who understand that he's only interested in their happiness. He never pushes or tries to convince — he educates, informs, and supports your decisions. Three and a half decades into his career, Dan does this work because he genuinely loves it.

First-Time Homebuyers Move-Up Buyers Downsizers & Empty Nesters Luxury & High-Net-Worth Relocation Clients Veterans & Military (VA) Self-Employed & Business Owners

LOAN PRODUCTS OFFERED

VA

$0 down financing for veterans, active military, and eligible spouses — Dan's #1 highlight, with firsthand understanding of military life.

FHA

Lower down payment options ideal for first-time buyers and growing families — a Dan specialty.

Conventional

Flexible options for buyers with strong credit and stable income — one of Dan's main focus areas.

Construction

Build-to-own financing for clients designing their dream home from the ground up.

Renovation (203k)

FHA 203k and conventional rehab loans — roll renovation costs directly into your mortgage.

Refinance

Rate & term and cash-out refinance options — lower your rate, shorten your term, or access your equity.

HOW THE PROCESS WORKS

01

Discovery

Listen first, understand your needs

02

Pre-Approval

Direct access — no MLO relay delays

03

Home Search

Inspection tools at every showing

04

Underwriting

Streamlined processing via Direct Rate

Closing

Anticipated, delivered, exceptional

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