Steve "Stathi" Manos
Dual-Licensed REALTOR® & Mortgage Loan Originator
NMLS# 1723104 | CA DRE# 01702884 | Serving California
Steve Manos — or Stathi, as he's known professionally — is a California native with 20 years of real estate experience and 7 years as a Mortgage Loan Originator. As a dual-licensed REALTOR® and MLO, Steve built his career around one simple promise: constant communication. You'll never be left in the dark about your transaction.
"Constant communication. — Even when there's nothing new to report, you'll hear from me. I'm here to best serve you."
MEET STEVE MANOS
A California native, Steve Manos is a husband, father of two, and proud owner of a wonderfully full house — three dogs and five cats round out the Manos family. When Steve isn't closing deals, you'll find him playing guitar or out on his mountain bike.
Before real estate, Steve built his career in auto sales — a foundation that taught him the value of asking the right questions, listening carefully, and always following up. He brought that mindset into real estate 20 years ago and added his Mortgage Loan Originator license 7 years ago, because he was tired of one thing in particular: poor communication from his referral partners. Too often, his clients were left in the dark about the status of their loans.
So Steve decided to handle both sides himself. As both REALTOR® and Mortgage Loan Originator, he delivers what most clients say matters most to them: constant communication. His promise is simple — you'll hear from him often. Even when there's nothing new to report, he'll call or text just to say, "All good."
That commitment to constant communication is the thread that runs through every transaction Steve handles. He believes the home-buying process should be one where clients are educated, informed, and never left guessing what comes next.
COMMUNICATION. CONNECTION. CARE.
Steve coordinates your home search and your financing as a single point of contact — combining 20 years of California real estate experience with a relentless focus on keeping you informed at every step.
- 20 Years of California Real Estate
- Dual-Licensed: REALTOR® & MLO
- Constant Communication — Even When There's Nothing to Report
- Within 1-Hour Response Time
- Available Nights & Weekends
- Education-First Approach to Home Buying
THE MANOS ADVANTAGE.
Constant Communication
Steve's signature promise: you'll never wonder what's happening with your transaction. Calls and texts, even when there's nothing new to report.
20 Years of Experience
Two decades in California real estate — Steve has navigated every market condition and every type of transaction.
1-Hour Response Time
Typically within one hour — nights and weekends included. When you need answers, Steve is there.
Education-First
Steve believes clients should be educated and informed at every step — not left wondering what the process really requires.
WHO I SERVE
Steve's ideal client is anyone with questions about buying a home. Whether you're stepping into homeownership for the first time, moving up, downsizing, refinancing, relocating, or buying a luxury property — Steve's constant communication is what makes the difference.
LOAN PRODUCTS OFFERED
Conventional
Flexible options for buyers with strong credit and stable income — one of Steve's main focus areas.
FHA
Lower down payment options ideal for first-time buyers and growing families.
VA
$0 down financing for veterans, active military, and eligible spouses — Steve's #1 highlight loan type.
HOW THE PROCESS WORKS
Discovery
Understand your goals and questions
Pre-Approval
Verify your buying power quickly
Home Search
Shopping confidently with financing aligned
Underwriting
Streamlined processing via Direct Rate
Closing
On-time completion and key delivery
REQUEST CONSULTATION
(805) 501-7624
stathi.manos@directrateusa.com
DirectRate, LLC | NMLS# 1723104 | CA DRE# 01702884
Equal Housing Opportunity Lender. Licensed in CA.
