Ana Monroy
Dual-Licensed Realtor & Mortgage Loan Officer
NMLS# 1084752 | CA DRE# 1891635 | Serving Orange County, Los Angeles & Riverside
With 15 years of industry experience in both real estate and lending, Ana Monroy delivers a streamlined, professional approach to home financing and home buying across Southern California. Her dual expertise allows clients to look beyond a single transaction and identify properties with genuine long-term investment potential.
"Real Estate. Real Results. — My mission is to serve my clients with excellent customer service, helping you look beyond just one house to find a true possibility for long-term investment."
MEET ANA
Ana brings 15 years of combined experience in real estate and lending — a dual perspective rooted in a long career in lending that gives her a clear-eyed view of what makes a home not just a place to live, but a sound long-term investment.
Family is at the heart of Ana's life. She is married with three adult children and four grandchildren — and you'll often find her cheering them on at their sporting events. A woman of Christian faith, Ana brings the same warmth, integrity, and personal care she gives her family into every client relationship.
That care translates into a hands-on, personalized service style: taking the time to understand each client's motives and timeframe, and guiding them to consider more than one home as a possibility — so the decision they make today serves their goals for years to come.
EXPERTISE. RESULTS. 30-DAY CLOSINGS.
Work directly with a dual-licensed expert. One point of contact coordinating your financing and home search from application to keys — across Orange County, Los Angeles, and Riverside.
- 15 Years of Local Expertise
- Closing in 30 Days or Less
- One Point of Contact for Everything
- Available Nights & Weekends
- Strategic Market Data Analysis
- Bilingual Service: English & Spanish
THE MONROY ADVANTAGE.
Faster Approvals
Questions answered in real time. No delays between your lender and agent — it's all Ana.
Investment Vision
Looking beyond a single house to find your best long-term financial possibility.
Market Data
Clear, informal market statistics on interest rates and the Southern California market.
Fewer Delays
Issues caught early. Nothing falls through the cracks at the finish line.
WHO I SERVE
Ana works with a wide range of clients across Southern California — from first-time buyers stepping into homeownership to luxury and high-net-worth clients building lasting portfolios. Whatever stage you're in, her dual-licensed approach is designed to deliver results.
LOAN PRODUCTS OFFERED
Conventional
Flexible options for buyers with strong credit and stable income, including jumbo and high-balance loans.
FHA
Lower down payments and flexible qualifying for first-time buyers and growing families.
DSCR / Investor
Qualify based on rental income — perfect for building or expanding an investment portfolio.
HOW THE PROCESS WORKS
Discovery
Define motives and moving timeframe
Pre-Approval
Fast verification of your buying power
Home Search
Shop confidently with financing aligned
Processing
Efficient underwriting at Direct Rate
Closing
Fast completion and delivery of keys
CLIENT FEEDBACK
"15 years of experience, clear and concise communication, process in a timely manner, closing in 30 days or less."