Licensing & Regulatory Disclosures

The following states require specific licensing and regulatory disclosures. These disclosures are provided in accordance with applicable state and federal laws.

California Disclosure

Licensed by the California Department of Financial Protection and Innovation.
Loans made or arranged pursuant to California Financing Law License #60DBO-190678.

Low doc/no doc, no income/no asset, stated income, stated asset, no ratio, or similar loan products may have a higher interest rate, more points, or more fees than other products requiring documentation.

Colorado Disclosure

Mortgage Company Registration.
Regulated by the Division of Real Estate.

Montana Disclosure

Stated rates may change or may not be available at the time of loan commitment or lock-in.

Texas Disclosure

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING,
2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.

COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.