Our Core Values in Action
About the Owner
Born Alfonso Bafidis III, he goes by the nickname of Ponch Bafidis. He was raised in Pecos Texas, graduated from Howard Payne University, and now resides in San Antonio.
Ponch started in the mortgage industry in 1994. His competitive nature, ability to think out of the box, and customer service skills quickly saw his rise through the ranks of the mortgage industry. Ponch is a highly demanded and respected executive in the mortgage industry. His ability to build mortgage lending infrastructures allowed him to successfully develop the required departments of Direct Rate which benefit our customers. With all his vast knowledge and experience, he knows what customers are looking for and is excited to deliver their wants and needs. His vision and desire to provide a simple mortgage process, low rates, along with years of practical experience and education were the driving forces to create Direct Rate.
Alfonso Bafidis III
NMLS #: 258562
Our Story
A Legacy of Trust: The Foundation of Direct Rate
Direct Rate is headquartered in San Antonio. Our primary belief is, securing a mortgage should be a seamless and stress-free experience. Our commitment to customer service ensures that every client receives personalized attention and professional guidance throughout the entire mortgage process. We pride ourselves on our straightforward approach, making the journey to homeownership simple and efficient.
With our team of dedicated professionals, we offer speedy approvals and a hassle-free route to securing a low rate. Honesty, reliability, and transparency are at the core of our values, and we treat every client with the utmost respect. Our approachable team is available 24/7 to answer your questions and provide support whenever you need it.
Choose Direct Rate for a mortgage experience that prioritizes your needs and helps you achieve your homeownership dreams with confidence and ease.
- Customer Centric
- Social Responsibility
- Customer Focused
- Image & Reputation
Years Of Experience
Why do People Choose Us?
A Trusted Resources for your Homeowner Goals
Assurance
Customers trust us for assurance and confidence in closing their loans seamlessly.
Security
We value dedication, ensuring exceptional service and satisfaction for customers.
Credibility
Our proven track record speaks to the strength of our credibility.
Openness
Trust thrives in an atmosphere of openness and transparent communication.
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Refinancing is a great way to make your mortgage work for you. Change up your rate or term (or both) or dip into your home equity to get cash on hand.