Cynthia Gonzalez
Dual-Licensed REALTOR® & Mortgage Loan Originator
NMLS# 2793888 | TREC# 725467 | Serving Baytown, Mont Belvieu & the Houston Area
Known to her clients as Cindy, Cynthia Gonzalez is a hands-on, dual-licensed REALTOR® and Mortgage Loan Originator serving Baytown, Mont Belvieu, and the greater Houston area. With 7.5 years of real estate experience, deep community roots, and a unique background as a former Deputy Director of a Housing Authority, Cindy brings both expertise and a personal touch to every transaction.
"Hands-on every step. — I am easy to work with and always available!"
MEET CYNTHIA GONZALEZ
Born in Lubbock, Texas, and raised in Southeast Texas, Cindy has spent her life rooted in the communities she now serves. Family is everything to her — she's been happily married for 37 years, with two daughters and many grandchildren who, in her own words, are the joy of her life. Outside of work, you'll find Cindy spending time with family, traveling, and exploring new restaurants.
Before real estate, Cindy served as Deputy Director of a Housing Authority — a role that gave her an extraordinary, ground-level understanding of housing systems, programs, and the families navigating them. That perspective shapes how she approaches every client today: with both technical expertise and real empathy.
With 7.5 years as a licensed REALTOR®, Cindy has now added her Mortgage Loan Originator license to fully understand both sides of the home buying process. She specifically chose to partner with Direct Rate Mortgage because of their Level Program at 1% — a partnership that allows her to deliver more value than the typical agent-and-lender relationship.
Cindy's commitment to people extends far beyond her transactions. She is President of two nonprofit organizations — Helping Hands Global and Bloom She Is. Every month, her team sets up at local churches to distribute food boxes to families in need, and they head to the streets of Galveston and Houston to find veterans who fought for our country and help them rehabilitate and get off the streets.
What makes Cindy different is simple: she is a hands-on Realtor and MLO who believes in building real relationships with her clients. She answers every call, she's available to every client at all times, and she walks them through each step of the way — especially through the fear of the unknown that many first-time buyers feel.
RELATIONSHIPS. EXPERIENCE. RESULTS.
Cindy coordinates your home search and your financing as a single, trusted point of contact — combining 7.5 years of Texas real estate experience with the inside knowledge of a former Housing Authority Deputy Director.
- 7.5 Years of Texas Real Estate Experience
- Former Deputy Director, Housing Authority
- Hands-On Service — Every Call Answered
- 15-Minute Response Time
- Available Nights & Weekends
- Bilingual Service: English & Spanish
- President of Two Community Nonprofits
THE GONZALEZ ADVANTAGE.
Always Available
Cindy answers every call and responds within 15 minutes — nights and weekends included. You'll never wait in the dark.
Housing Authority Insider
A unique credential among real estate professionals — former Deputy Director with deep understanding of housing systems and programs.
Both Sides of the Table
Dual-licensed Realtor and Loan Originator — partnered with Direct Rate Mortgage's Level Program at 1% to deliver more value to clients.
Heart for Community
President of two nonprofits feeding families and helping homeless veterans rehabilitate. The same care she brings to her community, she brings to her clients.
WHO I SERVE
Cindy's ideal client is a motivated person who is ready to buy or sell — no matter where they are in life. Her hands-on approach is especially valuable for buyers navigating the unknown for the first time, and for sellers who need someone who will pick up the phone every time.
LOAN PRODUCTS OFFERED
Conventional
Flexible options for buyers with strong credit and stable income.
FHA
Lower down payment options ideal for first-time buyers and growing families.
VA
$0 down financing for veterans, active military, and eligible spouses.
HOW THE PROCESS WORKS
Discovery
Understand your goals and timeline
Pre-Approval
Verify your buying power quickly
Home Search
Shopping with financing aligned
Underwriting
Efficient processing via Direct Rate
Closing
Timely completion and key delivery
CLIENT EXPERIENCES
"We could not have done it without you Cindy!"
Manuel F. — First-Time Home Buyer
"My house sat on the market for 6 months and no offers. Once Cindy listed it, it had an offer the first week!"
Helen A. — Seller
"The BEST Realtor we have ever used! Highly recommend!!"
Sherman H. — Buyer
REQUEST CONSULTATION
(281) 222-9285
Cindy.Gonzalez@directrateusa.com
DirectRate, LLC | NMLS# 2793888 | TREC# 725467
Equal Housing Opportunity Lender. Licensed in TX.
